All Credit Union Members must be a member of the local IBEW #146 Union or an immediate family member. Immediate family eligible for membership in the IBEW Local 146 Credit Union is limited to the spouse of the member and the children of the member whether children by blood, marriage or adopted. Requirements needed to open an account are a minimum deposit of $5.00 cash or check, a valid driver’s license or government issued ID with your current residence and a $1.25 cash or check processing fee.