Board Determined Loan Rates
IBEW Local 146 Credit Union “As Low As Interest Rates” are quoted below. Actual Rates will vary depending on Loan Term, Year of Collateral and Applicant Credit History.
Rates are Subject to Change Without Notice / Contact the Credit Union to Verify Current Rates.
| Loan Type | Rate (APR)* |
|---|---|
| New Autos | 4.75% |
| Used Autos | 4.75% |
| Motorcycles, ATVs | 5.75% |
| Boats, Trailers | 5.75% |
| RVs, Campers | 5.75% |
| Share Secured | 2.75% |
| Unsecured | 8.00% |
These are our Lowest Rates Available. Your Actual Rate and Term will reflect your Individual Circumstances.
*APR is the Annual Percentage Rate.
*All rates are determined by the Board of Directors and are subject to change without notice.
*Subject to credit check & credit approval
*Please contact the Credit Union to verify current rates.
Share Rates
as of January 16, 2023
Share Deposits
| Share Deposits | Rate (APY)** |
|---|---|
| $5.00 – $4,999.99 | .05% |
| $5,000 – $9,999.99 | .05% |
| $10,000 – and up | .10% |
**APY is the Annual Percentage Yield
**All rates are determined by the Board of Directors and are subject to change without notice.
**Please contact the Credit Union to verify current rates.